Monday, October 22, 2012

Reading on the Cheap!

http://www.stretcher.com/stories/12/12oct22e.cfm

My latest article in

Dollar Stretcher

www.stretcher.com

Check it out!

I welcome your comments.

Thursday, October 18, 2012

Online Calculators


Online Calculators
Valuable Financial Decision-Making Tools
By Debra L. Karplus, MS

Financial decisions can be mind-boggling at times.  Whether you are shopping for a mortgage or auto loan with competitive interest rates and affordable monthly payments, checking out insurance quotes with reasonable premiums, trying to select the credit card that works best for your family, putting together a household budget with optimal spending power, or operating a small, hopefully profitable, business, it’s often tough to make the right choices.  But online calculators make these options so much easier to sort through, as you can create different scenarios simply by entering new figures.

Calculating borrowing options just became easier.

Whether you are moving to a new residence or looking to finance or refinance a home, take out a home equity loan or finance a new or used car, online calculators, such as the ones on The Dollar Stretcher website, transforms this seemingly intimidating task this into a simple, sometimes fun, activity.   Some tools are even specific to the state where you live and will obtain your loan.

Selecting the best credit card and controlling debt are just a click away using online calculators. 

Everyone’s credit card usage and needs vary.  Whether you desire low interest rates, no annual fee, cash back rebates, airline mileage, gasoline discounts, merchandise rewards, or balance transfers, you can type in the variables and find a credit card that best suits your lifestyle and spending habits.  It’s that easy!

Growing your nest egg can be planned sensibly with calculators online.

You are trying to become move knowledgeable at investing and saving.  Maybe you are shopping for certificates of deposit (CDs) in your area so that you can have fixed rate returns within a specific time frame.  Or possibly someone in your family is college-bound and you are borrowing money for a student loan or researching 529 college savings plans for you child or grandchild’s education.  Or possibly you are doing retirement planning for yourself and your spouse.  These tools, too, are available and easy to use. 

Operating the financial aspects of your small business is much more manageable.

Your business certified public accountant (CPA) or consultant might as well be speaking Chinese when discussing financial ratios, margins and percentages for your small business. But you can become much savvier with these terms by using one of the many small business online calculators.  Current ratios, quick ratios, debt to assets, return on assets, gross profit margin and operating profit percent are all easily calculated and manipulated using different scenarios, with these simple online tools.
Number-crunching for your home of small business can be intimidating at times.  But, it’s not worth stressing over it.  Get online and play with any of the helpful online calculators and give yourself some peace of mind.

Wednesday, October 17, 2012

Help with Home Repairs


Government Help with Home Repairs
By Debra L. Karplus, MS

You’ve been living in your home for awhile.  It seems that every time you cross off a task on your to-do list, you notice more things that need fixing.  A loose gutter has created a soft spot in the roof where squirrels have gotten in and chewed electrical wiring; the dining room ceiling now has a wet spot under the upstairs toilet that frequently overflows.   It feels like an uphill battle and can become overwhelming at times, emotionally, financially and time-wise. 

Not to worry!  Your rescuer may be just a click or phone call away. The United States Department of Housing and Urban Development (HUD) has numerous programs that provide grant or low-interest or deferred-interest loans to Americans residing in certain locales.  Despite the tough economy of the past few years, many components of these home repair programs are still thriving. Typically managed at the local or state level; the best place to start is to contact city hall.

 A variety of valuable home repair programs are available.

Some programs are income or need-based, in combination with family size.  But, according to the charts that determine eligibility, you may be poorer than you think!  In this situation, that’s very good news.  As many Dollar Stretcher readers know, people can live very comfortably despite being considered “low income.”

Known as target areas, homes in specific neighborhoods are sometimes eligible for government-funded renovation programs.  Many programs bring your home up to local building codes; this is especially helpful with older homes that may have plumbing or electrical systems that are inefficient or outdated, making replacement parts difficult to find.  HUD also has programs designated for senior citizens, typically persons over sixty-two years old, and for people with disabilities.  And the good news is the homeowner usually gets to make choices about where things go, such as electrical outlets, or what colors to use, such as in exterior painting, as well as a choice of approved contractors.

Some home repair programs are more extensive than others.

Emergency home repair programs can help if you have a problem that can damage your house such as a leaky roof or a non-functioning furnace.  Your city may have HUD money available for this program.  Before you call a contractor or head to the home improvement store, see if this program exists in your area.  Perhaps you are eligible!

Full home rehabilitation projects tend to be fairly extensive, involving perhaps twenty-five thousand -dollars worth of renovation in the form of a grant or deferred-interest loan.  These programs will address code issues such as electricity, plumbing, heating, structural problems, as well as problems related to lead-based paint.  Once you get the paperwork started with a specialist employed by the city, they will do a thorough inspection to determine what improvements need to be made.  Separate structures such as detached garages, sheds, and fences, or trees and landscaping, may not be eligible.

First-time homebuyers, seniors or people with disabilities may benefit from free or low-interest government programs, too.

In the past, the federal government has helped first-time home buyers with a tax credit.  This recent tax advantage on your Individual 1040 Tax Form is different than the Homebuyers Assistance Program that may be available where you live.  Call your local Housing Authority, or city hall, to learn more.

Being a senior citizen who is a homeowner has many advantages.  Some municipalities manage government programs to assist older adults with home repairs.  Perhaps you or an elderly neighbor or family member could benefit from this service.

The Americans with Disabilities Act (ADA) which was signed into law in the early 1990s by President Bush, sets standards for accessibility.  Rental properties must meet certain specifications. But if you are the occupant of your own home and find yourself with a disability from a fall, injury or illness or medical condition, the government may have some grant or low-interest loan resources to eliminate barriers and modify your home’s layout with simple improvements such as porch railings, or more complex changes such as widening doorways and making bathrooms accessible.  Retro-fitting a house for a disability might make the different between being able to remain in the house versus moving to a different place.  Find out if your household may benefit from these kinds of programs.

Fixing up your home to make it more functional adds to the value of your property when you go to sell it; but perhaps more important, many home improvements contribute to a comfortable standard of living now, and to your physical and emotional well being.  Home repairs can become a major stressor.  But with the assistance of government programs that may be managed by your city, making your home more livable can become an affordable option. 

Tuesday, October 16, 2012

So Smart with Soybeans

Learn how to use soybeans in my article of the hard copy of

The Dollar Stretcher

October 2012 issue

I welcome your comments.

Finding Lower Airfares

The October 2012 issue of

The Dollar Stretcher

has been mailed

Check out my article entitled

Finding Lower Airfares

I welcome your comments.

(It's published under my pen name Lee Doppelt.)

Monday, October 8, 2012

Your Grandchild & Special Education: Grand Magazine

http://grandmagazine.com/news/2012/10/your-grandchild-who-receives-special-education-services/

Check out grandmagazine.com

for my latest article about

Special Education

I welcome your comments

Writing about Writing

  • Freelancewriting.com, 2014, 08/01, Magazine Writing Business
  • Freelancewriting.com, 2014, 12/01, Writing Opportunities
  • Freelancewriting.com, 2015, 01/16, Teaching Writing Classes
  • Freelancewriting.com, 2015, 03/01, Query letters
  • Freelancewriting.com, 2015, 04/01, Marketing Agent
  • Freelancewriting.com, 2015, 05/06, New Markets
  • Freelancewriting.com, 2015, 07/20, Growing an Idea Bank
  • Freelancewriting.com, 2015, 07/20, Online Presence
  • Freelancewriting.com, 2016, 07/18, SEO-Friendly Writing

History, genealogy and research articles

  • Ancestry Magazine, September 2008, Still No Bill
  • Champaign County Historical Museum Newsletter, Summer 2007, House with a Life of its Own
  • Family Chronicle Magazine, Mar/Apr 2014, Canadian Jewish Genealogy
  • Grand Magazine, Nov 9, 2012, Genealogy with your Grandchildren
  • Inside Glenview Magazine, December 2013, Genealogy Glenview Style
  • Prime Life Times, November 2013, Getting Started in Genealogy
  • Untangling your Jewish Roots, on amazon.com

Writing for children or about children

  • Essay writing for a major national testing organization
  • Fun for Kidz Magazine, Friends with Disabilities, the visually impaired student at school, July 2013
  • Grand Magazine: Debbie's Secret Diary, Feb 25, 2013
  • Grand Magazine: Fun in Hamilton County Indiana, Jun 11, 2013
  • Grand Magazine: Fun in Hamilton County Indiana, Jun 11, 2013
  • Grand Magazine: Letter Writing, Jan 23, 2013
  • Grand Magazine: Mothers & Daughters, Mar 29, 2013
  • Grand Magazine: Nursing Grandchild, Apr 29, 2013
  • Grand Magazine: Poem for my Grandson, Feb 27, 2013
  • Grand Magazine: Safety at Grandma's, Feb 25, 2013
  • Grand Magazine: Volunteering, Jan 23, 2013
  • Grand Magazine: Bullying, Jan 3, 2013
  • Grand Magazine: Children's Museums: Jan, 3, 2013
  • Grand Magazine: Creative Writing w/your Grandchildren, June 27, 2012
  • Grand Magazine: Don't let your Grandchild Make you Sick, June 7, 2012
  • Grand Magazine: Fun in Central Illinois w/Grandkids, July 7, 2012
  • Grand Magazine: Fun things to do at Grandma's, June 4, 2012
  • Grand Magazine: Genealogy with your Grandchildren, November 9, 2012
  • Grand Magazine: Gift that keeps on Giving, June 26, 2012
  • Grand Magazine: Girls Just Want to Have Funds, July 7, 2012
  • Grand Magazine: Grand Times at the Public Library, July 7, 2012
  • Grand Magazine: Homespun Activities w/your Grandchild, June 27, 2012
  • Grand Magazine: School Pictures, Jan 4, 2013
  • Grand Magazine: Substitute teaching, Feb, 20, 2013
  • Grand Magazine: Vegetarian Grandchidlren, July 13, 2012
  • on amazon.com: Creative Writing Class for Children

Therapy publications by Debra Karplus

  • Advance for OT Practitioners, 2004, 09/06, OT Bedside Manner Could Use Improvement
  • Advance for OT Practitioners, 2014, 01/16, OT: Then & Now
  • Advance for OT Practitioners, 2014, 01/20, Why Occupational Therapy?
  • Advance for OT Practitioners, 2014, 01/27, Yoga & OT
  • Advance for OT Practitioners, 2014, 02/04, Wheelchair Wonders
  • Advance for OT Practitioners, 2014, 02/10, Home visit safety
  • Advance for OT Practitioners, 2014, 02/17, Cursive writing
  • Advance for OT Practitioners, 2014, 02/21, Grandmotherly advice
  • Advance for OT Practitioners, 2014, 02/28, Mainstreaming for Special Ed
  • Advance for OT Practitioners, 2014, 03/10, Disability Etiquette
  • Advance for OT Practitioners, 2014, 03/17, Equestrian Therapy
  • Advance for OT Practitioners, 2014, 03/24, Advertising OT
  • Advance for OT Practitioners, 2014, 03/31, Lessons Learned
  • Advance for OT Practitioners, 2014, 04/08, President with a Disability
  • Advance for OT Practitioners, 2014, 04/14, Wheelchair Evolution
  • Advance for OT Practitioners, 2014, 04/21, Favorite Patients
  • Advance for OT Practitioners, 2014, 04/28, Rural OT
  • Advance for OT Practitioners, 2014, 05/05, Bipolar Disorder
  • Advance for OT Practitioners, 2014, 05/12, Splints
  • Advance for OT Practitioners, 2014, 05/19, Willard and Spackman
  • Advance for OT Practitioners, 2014, 05/27, Industrial Evaluations,
  • Advance for OT Practitioners, 2014, 06/02, Presentations to Students
  • Advance for OT Practitioners, 2014, 06/09, Insurance rules!
  • Advance for OT Practitioners, 2014, 06/12, Working vacation for OTs
  • Advance for OT Practitioners, 2014, 06/16, Drivers Ed and OT
  • Advance for OT Practitioners, 2014, 06/23, Male OTs
  • Advance for OT Practitioners, 2014, 06/30, Recruiters
  • Advance for OT Practitioners, 2014, 07/07, Tattoos
  • Advance for OT Practitioners, 2014, 07/14, Eleanor Clarke Slagle
  • Advance for OT Practitioners, 2014, 07/21, The ADA
  • Advance for OT Practitioners, 2014, 07/28, PhD in OT?
  • Advance for OT Practitioners, 2014, 08/04, Handicapped parking
  • Advance for OT Practitioners, 2014, 08/11, Squeamish OT
  • Advance for OT Practitioners, 2014, 08/18, Gardening (tomatoes)
  • Advance for OT Practitioners, 2014, 08/25, Manual Muscle Test
  • Advance for OT Practitioners, 2014, 09/02, Medical Marijuana
  • Advance for OT Practitioners, 2014, 09/08, Defining OT
  • Advance for OT Practitioners, 2014, 09/15, Dress code
  • Advance for OT Practitioners, 2014, 09/22, OT training?
  • Advance for OT Practitioners, 2014, 09/29, Travelling OT
  • Advance for OT Practitioners, 2014, 10/06, ADHD & OT
  • Advance for OT Practitioners, 2014, 10/13, Stigma of Little School Bus
  • Advance for OT Practitioners, 2014, 10/20, Malpractice
  • Advance for OT Practitioners, 2014, 10/27, Disability Resource Expo
  • Advance for OT Practitioners, 2014, 11/03, Voting & disability
  • Advance for OT Practitioners, 2014, 11/10, PRN work & holidays
  • Advance for OT Practitioners, 2014, 11/17, Staying well at work
  • Advance for OT Practitioners, 2014, 11/24, Service Dogs
  • Advance for OT Practitioners, 2015, 03/18, Confidentiality
  • Advance for OT Practitioners, 2015, 04/09, Disability & Mr Magoo
  • Advance for OT Practitioners, 2015, 05/19, OT and Wii
  • Advance for OT Practitioners, 2015, 05/26, COPD & OT
  • Advance for OT Practitioners, 2015, 06/16, Singing & OT
  • Advance for OT Practitioners, 2015, 06/23, Father's Day reminder
  • Advance for OT Practitioners, 2015, 06/30, Online OT?
  • Advance for OT Practitioners, 2015, 07/07, Choose health career & debt
  • Advance for OT Practitioners, 2015, 07/13, Lou Gehrig's Disease
  • Advance for OT Practitioners, 2015, 07/20, Backpacks
  • Advance for OT Practitioners, 2015, 07/28, Fishing & ADA
  • Advance for OT Practitioners, 2015, 08/04, Give credit
  • Advance for OT Practitioners, 2015, 08/10, Getting along
  • Advance for OT Practitioners, 2015, 08/17, Mindfulness
  • Advance for OT Practitioners, 2015, 08/26, Aquatics
  • Advance for OT Practitioners, 2015, 08/31, Fall prevention
  • Advance for OT Practitioners, 2015, 09/09, Mom's advice
  • Advance for OT Practitioners, 2015, 09/16, Respecting disabled
  • Advance for OT Practitioners, 2015, 09/22, Laughter Yoga
  • Advance for OT Practitioners, 2015, 09/30, Bike helmets
  • Advance for OT Practitioners, 2015, 10/16, Joint pain & baby boomers
  • Advance for OT Practitioners, 2015, 10/27, Helmets for falls
  • Advance for OT Practitioners, 2015, 10/30, ALS eliminated
  • Advance for OT Practitioners, 2015, 11/10, Wheelchair sports
  • Advance for OT Practitioners, 2016, 01/12, English Learners
  • Advance for OT Practitioners, 2016, 01/18, Therapy on wheels
  • Advance for OT Practitioners, 2016, 01/26, Body mechanics
  • Advance for OT Practitioners, 2016, 02/01, Chair yoga
  • Advance for OT Practitioners, 2016, 02/08, Stroke & memory
  • Advance for OT Practitioners, 2016, 02/17, Spinal stenosis
  • Advance for OT Practitioners, 2016, 02/22, Explaining disability
  • Advance for OT Practitioners, 2016, 03/03, Health fairs
  • Advance for OT Practitioners, 2017, 01/05, OT for daily tasks
  • Advance for OT Practitioners, 2017, 01/09, Aging in place
  • Advance for OT Practitioners, 2017, 01/20, Reflections one-handed
  • Advance for OT Practitioners, 2017, 01/26, Dog OT
  • American Journal of Occupational Therapy, February 1994, Older Adults with Developmental Disabilities
  • American Journal of Occupational Therapy, June, 1989, Activites Handbook and Instructor's Guide
  • American Journal of Occupational Therapy, November 1994, ADL Evaluations in Long Term Care Facilities
  • Grand Magazine, June 12, 2012, Your Grandchild with ADHD
  • Grand Magazine, June 12, 2012, Your Grandchild with Asperger Syndrome
  • Grand Magazine, May 11, 2012, Your Grandchild with a Physical Disability
  • Grand Magazine, November 12, 2012, Grandchild with Developmental Disability
  • Grand Magazine, October 8, 2012, Your Grandchild & Special Education
  • Item writing for a therapy testing organization
  • Journal of Rehabilitation, July 1994, Invaluable Guide to Life after Stroke
  • Occupational Therapy Forum, April 3,1989, Wheelchair Accessibility
  • Occupational Therapy Forum, July 22,1994, Psychosocial Impact of Stroke on the Family
  • Occupational Therapy Forum, May 29,1989, The Self-Employed Occupational Therapist
  • Prime Life Times, 2014, 03, Working with an OT
  • Prime Life Times, 2016, 03, Bathroom Safety at Home
  • Prime Life Times, 2017, 02, Tasks One-handed
  • Prime Life Times, 2017, 05, Aging in Place
  • Prime Life Times, 2017, 06, Preparing for Hip Surgery
  • The Therapist in Business: an Introduction to Private Practice, a book published by Cross Country, 2005
  • writer for National Board Certifying Occupational Therapists (NBCOT)

Family, home and lifestyle articles by Debra Karplus or Lee Doppelt

  • Amazon.com, Finding Free Firewood
  • Back Home Magazine, November 2008, Scavenge for Firewood
  • Dollar Stretcher Magazine, 2009, 09, Your Kitchen: a Food Factory
  • Dollar Stretcher Magazine, 2010, 02, Food plus Family plus Friends
  • Dollar Stretcher Magazine, 2010, 03, Avoiding Layoffs
  • Dollar Stretcher Magazine, 2010, 04, Benefits of Volunteering
  • Dollar Stretcher Magazine, 2010, 09, Free Firewood
  • Dollar Stretcher Magazine, 2010, 10, Dumpster Diving with Panache
  • Dollar Stretcher Magazine, 2010, 11, Home Safe Home
  • Dollar Stretcher Magazine, 2010, 12, Bartering
  • Dollar Stretcher Magazine, 2011, 01,Those Who Can,Teach
  • Dollar Stretcher Magazine, 2011, 02, Tots & Tools
  • Dollar Stretcher Magazine, 2011, 03, IRA or Roth
  • Dollar Stretcher Magazine, 2011, 04, Resale Shops
  • Dollar Stretcher Magazine, 2011, 05, Get Paid for Research
  • Dollar Stretcher Magazine, 2011, 06, Roadside Assistance Plans
  • Dollar Stretcher Magazine, 2011, 08, Managing your Banking
  • Dollar Stretcher Magazine, 2011, 09, Cutting Back on Tree Trimming
  • Dollar Stretcher Magazine, 2011, 10, Should You Be Alarmed?
  • Dollar Stretcher Magazine, 2011, 11, Non-Traditional Housing
  • Dollar Stretcher Magazine, 2011, 11, Opting for Co-ops
  • Dollar Stretcher Magazine, 2012, 01, Be a Smarter Patient
  • Dollar Stretcher Magazine, 2012, 03, Save Money with a Motorcycle
  • Dollar Stretcher Magazine, 2012, 04, Farmers Market Selling
  • Dollar Stretcher Magazine, 2012, 05, Habitat Store
  • Dollar Stretcher Magazine, 2012, 05, Mulching
  • Dollar Stretcher Magazine, 2012, 06, Seven Habits of Frugal People
  • Dollar Stretcher Magazine, 2012, 07, Magic with Molasses
  • Dollar Stretcher Magazine, 2012, 07, Rain Gardens
  • Dollar Stretcher Magazine, 2012, 08, Senior Discounts
  • Dollar Stretcher Magazine, 2012, 08, Work at Home
  • Dollar Stretcher Magazine, 2012, 09, Composting
  • Dollar Stretcher Magazine, 2012, 10, Finding Cheap Airfares
  • Dollar Stretcher Magazine, 2012, 10, Soybeans
  • Dollar Stretcher Magazine, 2012, 12, Income from Direct Sales
  • Dollar Stretcher Magazine, 2013, 02, Mattresses
  • Dollar Stretcher Magazine, 2013, 03, Discount Airlines
  • Dollar Stretcher Magazine, 2013, 09, Baby Toys to Make
  • Dollar Stretcher Magazine, 2013, 10, Affordable Fences
  • Dollar Stretcher Magazine, 2013, 10, Buying a Chainsaw
  • Dollar Stretcher Magazine, 2013, 11, Cast Iron Cookware
  • Dollar Stretcher Magazine, 2014, 01, Carpeting purchase
  • Dollar Stretcher Magazine, 2014, 02, Community College
  • Dollar Stretcher Magazine, 2014, 02, Home Safety Improvements
  • Dollar Stretcher Magazine, 2014, 03, Income Tax Preparation
  • Dollar Stretcher Magazine, 2014, 03, Kale
  • Dollar Stretcher Magazine, 2014, 04, Lawn mower purchase
  • Dollar Stretcher Magazine, 2014, 05, Pet Sitters
  • Dollar Stretcher Magazine, 2014, 06, Car Rental Free
  • Dollar Stretcher Magazine, 2014, 06, Care Management for Elderly Parents
  • Dollar Stretcher Magazine, 2014, 07, Selling Stuff Online
  • Dollar Stretcher Magazine, 2014, 08, Services at Reduced Cost
  • Dollar Stretcher Magazine, 2014, 08, Zoo & Garden Membership
  • Dollar Stretcher Magazine, 2014, 09, Washing Machines
  • Dollar Stretcher Magazine, 2014, 10, Catering Cheap
  • Dollar Stretcher Magazine, 2014, 12, Flowers sent
  • Dollar Stretcher Magazine, 2015, 01, Auto loans
  • Dollar Stretcher Magazine, 2015, 03, Buying smart
  • Dollar Stretcher Magazine, 2015, 03, String trimmers
  • Dollar Stretcher Magazine, 2015, 06, Wedding out of town
  • Dollar Stretcher Magazine, 2015, 06, Who pays?
  • Dollar Stretcher Magazine, 2015, 07, Driveways
  • Dollar Stretcher Magazine, 2015, 08, Lottery playing
  • Dollar Stretcher Magazine, 2015, 09, Rent-free living
  • Dollar Stretcher Magazine, 2015, 10, Frugal or cheap?
  • Dollar Stretcher Magazine, 2015, 10, Winter clothes
  • Dollar Stretcher Magazine, 2015, 12, Dental scams
  • Dollar Stretcher Magazine, 2015, 12, Housing for adult kids
  • Dollar Stretcher Magazine, 2016, 01, Frugal not Poor
  • Dollar Stretcher Magazine, 2016, 02, Free college
  • Dollar Stretcher Magazine, 2016, 02, Retirement employment
  • Dollar Stretcher Magazine, 2016, 04, Self employment
  • Dollar Stretcher Magazine, 2016, 09, Lottery
  • Dollar Stretcher Magazine, 2016, 09, Moving experience
  • Dollar Stretcher Magazine, 2016, 11, Drapes & Curtains
  • Dollar Stretcher Magazine, 2017, 02, House for sale
  • Dollar Stretcher Magazine, 2017, 03, Garden labor-free
  • Dollar Stretcher Magazine, 2017, 03, House purchase
  • Dollar Stretcher Magazine, 2017, 04, Bicycle Maintenance
  • Dollar Stretcher Magazine, 2017, 04, Refrigerators
  • Dollar Stretcher Magazine, 2017, 05, Homeowner's associations
  • Dollar Stretcher Magazine, 2017, 06, House Won't Sell
  • Dollar Stretcher Magazine, 2017, 06, Rain Barrels
  • Dollar Stretcher Magazine, 2017, 07, Dehumidifiers
  • Dollar Stretcher Magazine, 2017, 08, Blenders/food processors
  • Dollar Stretcher Magazine, 2017, 10, Rent out rooms
  • Dollar Stretcher, 2009, 12, Simplify Your Financial Life
  • Dollar Stretcher, 2010, 06, Special Breaks for Aspiring Teachers
  • Dollar Stretcher, 2011, 05/11, Essential Appliances
  • Dollar Stretcher, 2011, 07/04, Water Problems
  • Dollar Stretcher, 2011, 08/22, Vegetarian Diet
  • Dollar Stretcher, 2011, 11,11, Gutter Cleaning
  • Dollar Stretcher, 2012, 01/10, Buying Tires
  • Dollar Stretcher, 2012, 01/10, Wood Heat
  • Dollar Stretcher, 2012, 02/06, Nursing Home Insurance
  • Dollar Stretcher, 2012, 05/07, Uses for Palletts
  • Dollar Stretcher, 2012, 09/03, Wedding Planners
  • Dollar Stretcher, 2012, 10/22, Reading Cheap
  • Dollar Stretcher, 2012, 11/18, Mystery Shopping
  • Dollar Stretcher, 2012, 11/23, Make Money by Blogging
  • Dollar Stretcher, 2013, 01/24, Meals while Travelling
  • Dollar Stretcher, 2013, 02/13, Auto advertising
  • Dollar Stretcher, 2013, 02/25, Vacuum Cleaners
  • Dollar Stretcher, 2013, 05/06, Breastfeeding
  • Dollar Stretcher, 2013, 05/31, Travel Insurance
  • Dollar Stretcher, 2013, 07/05, Spices & Health
  • Dollar Stretcher, 2013, 07/20, Emergency room visits
  • Dollar Stretcher, 2013, 07/23, Bicycle Shopping
  • Dollar Stretcher, 2013, 07/23, Home Project Management
  • Dollar Stretcher, 2013, 07/23, Kitchen Stoves
  • Dollar Stretcher, 2013, 07/23, Lawn Alternatives
  • Dollar Stretcher, 2013, 08/16, Sorghum sweetener
  • Dollar Stretcher, 2013, 08/19, Generosity & Frugality
  • Dollar Stretcher, 2013, 10/08, Lighthouse Lodging
  • Dollar Stretcher, 2013, 10/10, Raising Backyard Hens
  • Dollar Stretcher, 2013, 12/06, Bed & Breakfast at your Home
  • Dollar Stretcher, 2013, 12/16, Gym Membership
  • Dollar Stretcher, 2014, 01/15, Bed & Breakfast, your home
  • Dollar Stretcher, 2014, 01/29, Grow Sprouts
  • Dollar Stretcher, 2014, 02/20, Garden plot rented
  • Dollar Stretcher, 2014, 03/28, Baby Food Homemade
  • Dollar Stretcher, 2014, 04/04, A New Roof
  • Dollar Stretcher, 2014, 04/11, TV Studio Audience Participant
  • Dollar Stretcher, 2014, 05/19, Flying with Babies
  • Dollar Stretcher, 2014, 06/09, Home Inspections
  • Dollar Stretcher, 2014, 06/16, Baby Boomer Financial Timeline
  • Dollar Stretcher, 2014, 08/04, Childcare
  • Dollar Stretcher, 2014, 09/12, Chimney Care
  • Dollar Stretcher, 2014, 09/29, Service Auctions
  • Dollar Stretcher, 2014, 10/02, Luggage
  • Dollar Stretcher, 2014, 10/14, Grocery savings
  • Dollar Stretcher, 2014, 10/17, Sell your home
  • Dollar Stretcher, 2014, 12/08, Back to the Land
  • Dollar Stretcher, 2014, 12/16, Baby strollers
  • Dollar Stretcher, 2015, 01/15, Mobile Homes
  • Dollar Stretcher, 2015, 03/01, Basements kept Dry
  • Dollar Stretcher, 2015, 03/23, Group Travel
  • Dollar Stretcher, 2015, 03/30, Shoes purchased
  • Dollar Stretcher, 2015, 04/13, Millionaires
  • Dollar Stretcher, 2015, 04/20, National Parks
  • Dollar Stretcher, 2015, 05/04, Foraging
  • Dollar Stretcher, 2015, 06/01, Home mobility equipment
  • Dollar Stretcher, 2015, 06/22. Funerals
  • Dollar Stretcher, 2015, 07/06, Car sharing
  • Dollar Stretcher, 2015, 10/19, SAD Light Boxes
  • Dollar Stretcher, 2015, 10/19, Snow removal
  • Dollar Stretcher, 2015, 11/09, Rewiring an Old House
  • Dollar Stretcher, 2015, 12/28, Gym equip at home
  • Dollar Stretcher, 2016, 01/18, Quit stressful job
  • Dollar Stretcher, 2016, 03/07, Estate sale income
  • Dollar Stretcher, 2016, 03/21, Disability-friendly home
  • Dollar Stretcher, 2016, 04/06, Class action suits
  • Dollar Stretcher, 2016, 05/16, Pet transport
  • Dollar Stretcher, 2016, 05/23, Backpacks
  • Dollar Stretcher, 2016, 08/01, Silver Sneakers
  • Dollar Stretcher, 2016, 10/03, Arthritis Devices
  • Dollar Stretcher, 2016, 11/07, Crawl space
  • Dollar Stretcher, 2016, 11/28, Malt
  • Dollar Stretcher, 2016, 12/11, Television purchase
  • Dollar Stretcher, 2017, 01/09, Cruises cut rate
  • Dollar Stretcher, 2017, 01/30, Beekeeping
  • Dollar Stretcher, 2017, 02/20, Piano tuned
  • Dollar Stretcher, 2017, 03/06, Transport Motor Homes
  • Dollar Stretcher, 2017, 03/20, Garage door
  • Dollar Stretcher, 2017, 04/17, Train travel
  • Dollar Stretcher, 2017, 04/24, Asbestos removal
  • Dollar Stretcher, 2017, 05/29, Sofa purchase
  • Dollar Stretcher, 2017, 06/05, Friends & financial advice
  • Dollar Stretcher, 2017, 06/05, Heating ducts cleaned
  • Dollar Stretcher, 2017, 06/12, Power washing
  • Dollar Stretcher, 2017, 06/26, House won't sell
  • Dollar Stretcher, 2017, 07/03, Age in Place
  • Dollar Stretcher, 2017, 07/10, Dehumidifiers
  • Dollar Stretcher, 2017, 08/01, Injury prep
  • Dollar Stretcher, 2017, 08/21, Dog walker
  • Dollar Stretcher, 2017, 09/18, Car seats
  • Dollar Stretcher, 2017, 09/25, Radon
  • Dollar Stretcher, 2017, 10/02, Goose control
  • Dollar Stretcher, 2017, 10/09, Car purchase
  • Dollar Stretcher, 2017, 10/16, Lists to save money
  • Dollar Stretcher, 2017, 10/16, Mold solutions
  • Dollar Stretcher, 2017, 10/30, Money-smart preschoolers
  • Dollar Stretcher, 2017, 11/06, Golf cart transport
  • Dollar Stretcher, 2017, 11/17, Pet for family
  • Inside Glenview Magazine, 2014, 01, Going Vegetarian
  • Inside Glenview Magazine, 2014, 03, Finding the Right Firewood
  • Inside Glenview Magazine, 2014, 04, Growing Sprouts
  • Inside Glenview Magazine, 2014, 05, Bake your own Bread
  • News-Gazette, 2012, 11/04, Places to visit, Lake Superior
  • News-Gazette, 2012, 11/25, Places to visit, Salt Lake City
  • News-Gazette, 2013, 06/23, Hamilton County Indiana
  • News-Gazette, 2013, 08/25, Traverse City Michigan
  • News-Gazette, 2014, 05/25, Boulder Colorado
  • News-Gazette, 2015, 06/19, Minneapolis-St.Paul
  • News-Gazette, 2015, 09/20, Galesburg Illinois
  • News-Gazette, 2015, 10/18, Omaha
  • News-Gazette, 2015, 11/15, Iowa's Lincoln Highway
  • News-Gazette, 2015, 12/20, Illinois Great River Road
  • Prime Life Times, 2013, 12, Museums in Champaign County
  • Prime Life Times, 2014, 01, Mahomet, Illinois
  • Prime Life Times, 2014, 02, Great Second Chances
  • Prime Life Times, 2015, 08, Choral Union

FICTION by Lee Doppelt

  • Mr. America Mirage, novella by Lee Doppelt, available on amazon.com

Entrepreneur Interviews

  • Young Money, 2010, 03/30, Amos Winbush of CyberSynchs
  • Young Money, 2010, 03/23, Rob Carpenter of Friendgiftr

Business Editorials

  • Business Week Magazine, 2006, 10/09, Launching a Career
  • Fortune Magazine, 2008, 07/21, Hoist by our own Petard

Money, Business & Careers

  • Entrepreneur Briefing, available on amazon.com
  • Forbes: 2012, April, Sell at the Farmer's Market
  • Young Money Magazine, 2009, Spring,Getting the Government to Pay for College
  • Young Money Magazine, 2009, Summer, Business of Loan Forgiveness
  • Young Money, 2008, 11/19, Is Being an Entrepreneur Right for you?
  • Young Money, 2008, 12/10, The ABCs of Substitute Teaching
  • Young Money, 2008, 12/11, The Election, Change and You
  • Young Money, 2008, 12/24, Six Ways to Avoid those Extra Baggage Charges
  • Young Money, 2008, 12/29, Who will Prepare your Taxes this Year?
  • Young Money, 2009, 01/05, The Basics of Stock Market Investing
  • Young Money, 2009, 01/14, Find a Stock Broker
  • Young Money, 2009, 01/21, What's the Best Credit Card for You
  • Young Money, 2009, 01/28, Community College or University?
  • Young Money, 2009, 02/03, Study Abroad
  • Young Money, 2009, 02/18, Fix, replace or repair
  • Young Money, 2009, 03/18, Six Ways to Raise Money Savvy Kids
  • Young Money, 2009, 03/25, Job Benefits
  • Young Money, 2009, 04/08, Worried About the Future? Get Covered
  • Young Money, 2009, 04/16, Beginners Guide to Dividends
  • Young Money, 2009, 04/23, Find a Government Internship
  • Young Money, 2009, 04/29, FDIC
  • Young Money, 2009, 06/03, Investing in Gold
  • Young Money, 2009, 06/11, Beyond Student Loans
  • Young Money, 2009, 07/01, Filling out a W4 Form
  • Young Money, 2009, 07/02, Being an Occupational Therapist
  • Young Money, 2009, 09/09, Background Checks
  • Young Money, 2009, 09/16, Obama health reform
  • Young Money, 2009, 11/16, Funds for Online College
  • Young Money, 2010, 01/06, Guide to Getting into Politics
  • Young Money, 2010, 02/24, Live & Work in your College Town
  • Young Money, 2010, 03/24, Career & Personality Tests
  • Young Money, 2010, 05/28, Travel Destinations
  • Young Money, 2010, 06/08, Work & Travel
  • Young Money, 2010, 06/23, Become a Certified Coach
  • Young MOney, 2010, 07/01, Become a Better Public Speaker
  • Young Money, 2010, 07/06, Career in Law
  • Young Money, 2010, 07/08, Your Credit Score
  • Young Money, 2010, 07/10, Choosing the Right Checking Account

National Gallery of Writing Publications

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  • #1501931 Write an Excellent College Application Essay
  • #1408918 Superior Camp Experience for Children
  • #1501325 How to Keep Substitute Teachers Happy

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