Thursday, July 28, 2011

The Financial Side of Adoption

The Cost of Adopting a Child
The Financial Side of Adoption
By Debra L. Karplus


Read any of the statistics that are frequently published in popular financial and news publications and you’ll quickly infer that the most obvious way to stretch the dollar is to not have children. Data shows that it costs several hundreds of thousands of dollars to raise and educate just one child. For most families, the expenses don’t end there; remember to add in those cute little grandchildren that you want to dote on. On and on it goes.

But this is where quantity of life and quality of life collide, as most people desire to have children. Simply stated, life seems fuller and richer and more satisfying for those who choose to parent, even during challenging times, which occur in virtually all families. Indeed, raising children isn’t cheap, but for most couples, being childless leaves a void.

Life is not always fair and for some couples, having a child doesn’t always happen when they are ready. Ironically, for some people, pregnancy comes easily, often too easily. Consequently, there are a huge number of babies and young children who need the benefit of being wanted and raised by a loving and caring family. Adopting a child is the perfect way to become a family when nature doesn’t cooperate with you.

Using the foster care system is the least expensive way to adopt a child.

A great way to determine if raising a child, who is not biologically yours, is what you want and can manage, then try foster parenting first. This is regulated and managed at the state level. Some of the children who are part of this system are minority children, children in need of special education at school or other services because of some physical or mental disability, older children, or children who have been separated from their biological siblings. Many of these children have been removed from their families of origin because they were victims of neglect or abuse.

The Department of Children and Family Services or similar state agency will screen you first and do a home study before a child under their guardianship is allowed to live in your home, even if for a short stay. The agency typically provides training and support and mentoring to foster families. Many adoptions begin as a result of favorable foster child placements. These children need to be raised in a loving safe and secure home like yours.

Private adoption agencies provide more choices but are costlier.

Those who choose to adopt a child using a private adoption agency will typically have more choices. If you desire a younger child or an infant, then paying for a private adoption versus using a state agency may be your best choice. Additionally, you have the option of selecting a child of a specific ethnicity or religion. Open adoption, knowing the identity of the birth parents, is important to some adopting families. Many private adoption agencies offer this service, also.
A private adoption agency is a business not unlike your doctor’s office or child care center. Therefore it has expenses such as overhead, advertising, legal fees and other costs not unlike other enterprises. To remain profitable, it must pass the costs along to the consumer, namely you. Expect to pay between five thousand and forty thousand dollars if you adopt a child using a private adoption agency.

International adoption may be easier than you think.

Integrating a child of a very different cultural background has its obvious advantages and disadvantages. You don’t have to be a high profile celebrity like Angelina Jolie or Madonna to expand your family by going abroad. Often the children are healthy, but are simply unwanted. International or inter-country adoptions have gained popularity in the past couple decades. Many Americans adopt from China, Ethiopia, Guatemala, Korea, and Russia, the Ukraine or other courtiers for numerous reasons. The adoption process becomes final in the country of origin and places such as China have created an adoption system that is relatively simple.

Each country handles adoption very differently. But, expect to pay at least seven thousand dollars and as much as thirty thousand dollars for an international adoption. Many of the expenses unique to these adoptions are related to travel and visa costs. Like domestic adoptions you will still have some legal and other adoption-related expenses.

Families are families because of their offspring, whether biological or adopted. If you plan to adopt a child, explore the different methods for doing so. Talk to other families who have adopted and decide which option best suits your family.

Tuesday, July 26, 2011

Household Pests

What’s Eating your House?
Detecting and Deterring Destructive Household Pests
By Debra L. Karplus


You’ve been away on vacation and are headed home. You drive onto your street only to find that your house is gone. Wake up; it’s just a bad dream. But allowing household pests to nibble away at your home is a slower route to a disappearing house.

It’s more likely that something like this might happen. You’re painting the wooden siding on your garage and, paintbrush in hand; you discover a soft section in the wood. Upon closer scrutiny, you notice that the wood is very thin. As you peel some of it back you find hollow tunnels. Looks like you may have a termite problem, or possibly carpenter ants, which resemble large ants but can do serious damage outside and inside your home.

Or maybe you’re reading the newspaper and enjoying your morning cup of coffee, sitting out on the backyard deck and out of the corner of your eye; you spot a tidy little pile of sawdust on the porch floor. It takes a moment to register in your mind. “Hmmm”, you ponder, “no one has been drilling or sawing anywhere near my deck, where did all this sawdust come from?” Carpenter bees may be making a home in the underside of your porch railings where you can’t immediately detect any damage.

Pets are fine, pests are not.

While dogs and cats make wonderful, loving pets, destructive household insects are nothing but trouble, so get rid of them, quickly. If you see evidence of an insect problem, never ignore it. Carpenter bees resemble other types of large flying insects, and from afar, it’s difficult to identify which type of bee they are. These bees won’t sting you. They’re far more interested in your house than they are in you! If you see bees regularly flying around the wooden soffits near your gutters or by the railings, especially the underside, of your porch or deck, it’s best to check it out. They’re especially active in the spring.

Carpenter bees drill holes overnight with the precision of a power drill in the hands of an expert handyman. They’re attracted to bare wood and untreated deck boards. So the way to deter carpenter bees is obvious; if you already have some holes created by these pests, fill them in with steel wool and then wood putty , then do some touch-up painting on areas of your house that need it so that there’s no bare wood exposed. Use a deck protection or polyurethane finish to keep your deck and railings looking fresh and insect-free. There are sprays specifically for repelling bees and flying insects that can be purchased for less than ten dollars. Periodically, spray areas outside your house that seem to attract these pests. Your probably don’t need the help of an exterminator for carpenter bees.

Termites are tricky to spot.

Since termites don’t do their damage out in the open, pay serious attention to clues that you might have them; you’re not likely to actually see these small white ant-like crawling pests that build narrow tracks or tunnels in your exterior or interior wood, making the wood hollow. These bugs are attracted to moisture and also love picnicking on rotten or dry wood, so store firewood up on racks far away from the house, garage or wooden tool shed on your property. Termites also enjoy snacking on wood in dead trees. One family cut down a small cherry tree in their yard and found the trunk to be hollow and filled with sawdust, and could see the little white critters scurrying away to safety.

If your neighbor’s house has been treated for termites, you’re likely to eventually have a problem with them, as they’ll be looking for a new place to eat. If your house has already been professionally treated for termites, it’s highly likely that the treatment, which is never inexpensive, came with a warranty, possibly a lifetime warranty, and maybe even provide free yearly inspections. If not and you think your home may be vulnerable to potential termite trouble, schedule a yearly inspection.
Though there are potent products that you can purchase at the hardware store or home improvement center to treat for termites, this is a case where spending the extra money and hiring a professional pest control expert is money well spent. They know which methods and chemicals are best for different types of termite infestations, such as a problem outdoors versus indoors.

Insect infestations never go away without intervention, and if left untreated, can virtually destroy your home. Your job is to know what the damage looks like, be able to identify the insect, and take action immediately. Never procrastinate which you suspect you have termites, carpenter ants, or carpenter bees. If ignored, your house becomes a sumptuous buffet for these critters.

Wednesday, July 13, 2011

Mealtime Magic with Molasses

http://www.stretcher.com/stories/11/11jul11c.cfm

Check out my latest article at www.stretcher.com

Dollar Stretcher

Mealtime Magic with Molasses

Monday, July 4, 2011

Water Problems

http://www.stretcher.com/stories/11/11jul04d.cfm#

Check out my latest Dollar Stretcher article,

Water Problems, One Drop at a Time

www.stretcher.com

I welcome your comments.

Writing about Writing

  • Freelancewriting.com, 2014, 08/01, Magazine Writing Business
  • Freelancewriting.com, 2014, 12/01, Writing Opportunities
  • Freelancewriting.com, 2015, 01/16, Teaching Writing Classes
  • Freelancewriting.com, 2015, 03/01, Query letters
  • Freelancewriting.com, 2015, 04/01, Marketing Agent
  • Freelancewriting.com, 2015, 05/06, New Markets
  • Freelancewriting.com, 2015, 07/20, Growing an Idea Bank
  • Freelancewriting.com, 2015, 07/20, Online Presence
  • Freelancewriting.com, 2016, 07/18, SEO-Friendly Writing

History, genealogy and research articles

  • Ancestry Magazine, September 2008, Still No Bill
  • Champaign County Historical Museum Newsletter, Summer 2007, House with a Life of its Own
  • Family Chronicle Magazine, Mar/Apr 2014, Canadian Jewish Genealogy
  • Grand Magazine, Nov 9, 2012, Genealogy with your Grandchildren
  • Inside Glenview Magazine, December 2013, Genealogy Glenview Style
  • Prime Life Times, November 2013, Getting Started in Genealogy
  • Untangling your Jewish Roots, on amazon.com

Writing for children or about children

  • Essay writing for a major national testing organization
  • Fun for Kidz Magazine, Friends with Disabilities, the visually impaired student at school, July 2013
  • Grand Magazine: Debbie's Secret Diary, Feb 25, 2013
  • Grand Magazine: Fun in Hamilton County Indiana, Jun 11, 2013
  • Grand Magazine: Fun in Hamilton County Indiana, Jun 11, 2013
  • Grand Magazine: Letter Writing, Jan 23, 2013
  • Grand Magazine: Mothers & Daughters, Mar 29, 2013
  • Grand Magazine: Nursing Grandchild, Apr 29, 2013
  • Grand Magazine: Poem for my Grandson, Feb 27, 2013
  • Grand Magazine: Safety at Grandma's, Feb 25, 2013
  • Grand Magazine: Volunteering, Jan 23, 2013
  • Grand Magazine: Bullying, Jan 3, 2013
  • Grand Magazine: Children's Museums: Jan, 3, 2013
  • Grand Magazine: Creative Writing w/your Grandchildren, June 27, 2012
  • Grand Magazine: Don't let your Grandchild Make you Sick, June 7, 2012
  • Grand Magazine: Fun in Central Illinois w/Grandkids, July 7, 2012
  • Grand Magazine: Fun things to do at Grandma's, June 4, 2012
  • Grand Magazine: Genealogy with your Grandchildren, November 9, 2012
  • Grand Magazine: Gift that keeps on Giving, June 26, 2012
  • Grand Magazine: Girls Just Want to Have Funds, July 7, 2012
  • Grand Magazine: Grand Times at the Public Library, July 7, 2012
  • Grand Magazine: Homespun Activities w/your Grandchild, June 27, 2012
  • Grand Magazine: School Pictures, Jan 4, 2013
  • Grand Magazine: Substitute teaching, Feb, 20, 2013
  • Grand Magazine: Vegetarian Grandchidlren, July 13, 2012
  • on amazon.com: Creative Writing Class for Children

Therapy publications by Debra Karplus

  • Advance for OT Practitioners, 2004, 09/06, OT Bedside Manner Could Use Improvement
  • Advance for OT Practitioners, 2014, 01/16, OT: Then & Now
  • Advance for OT Practitioners, 2014, 01/20, Why Occupational Therapy?
  • Advance for OT Practitioners, 2014, 01/27, Yoga & OT
  • Advance for OT Practitioners, 2014, 02/04, Wheelchair Wonders
  • Advance for OT Practitioners, 2014, 02/10, Home visit safety
  • Advance for OT Practitioners, 2014, 02/17, Cursive writing
  • Advance for OT Practitioners, 2014, 02/21, Grandmotherly advice
  • Advance for OT Practitioners, 2014, 02/28, Mainstreaming for Special Ed
  • Advance for OT Practitioners, 2014, 03/10, Disability Etiquette
  • Advance for OT Practitioners, 2014, 03/17, Equestrian Therapy
  • Advance for OT Practitioners, 2014, 03/24, Advertising OT
  • Advance for OT Practitioners, 2014, 03/31, Lessons Learned
  • Advance for OT Practitioners, 2014, 04/08, President with a Disability
  • Advance for OT Practitioners, 2014, 04/14, Wheelchair Evolution
  • Advance for OT Practitioners, 2014, 04/21, Favorite Patients
  • Advance for OT Practitioners, 2014, 04/28, Rural OT
  • Advance for OT Practitioners, 2014, 05/05, Bipolar Disorder
  • Advance for OT Practitioners, 2014, 05/12, Splints
  • Advance for OT Practitioners, 2014, 05/19, Willard and Spackman
  • Advance for OT Practitioners, 2014, 05/27, Industrial Evaluations,
  • Advance for OT Practitioners, 2014, 06/02, Presentations to Students
  • Advance for OT Practitioners, 2014, 06/09, Insurance rules!
  • Advance for OT Practitioners, 2014, 06/12, Working vacation for OTs
  • Advance for OT Practitioners, 2014, 06/16, Drivers Ed and OT
  • Advance for OT Practitioners, 2014, 06/23, Male OTs
  • Advance for OT Practitioners, 2014, 06/30, Recruiters
  • Advance for OT Practitioners, 2014, 07/07, Tattoos
  • Advance for OT Practitioners, 2014, 07/14, Eleanor Clarke Slagle
  • Advance for OT Practitioners, 2014, 07/21, The ADA
  • Advance for OT Practitioners, 2014, 07/28, PhD in OT?
  • Advance for OT Practitioners, 2014, 08/04, Handicapped parking
  • Advance for OT Practitioners, 2014, 08/11, Squeamish OT
  • Advance for OT Practitioners, 2014, 08/18, Gardening (tomatoes)
  • Advance for OT Practitioners, 2014, 08/25, Manual Muscle Test
  • Advance for OT Practitioners, 2014, 09/02, Medical Marijuana
  • Advance for OT Practitioners, 2014, 09/08, Defining OT
  • Advance for OT Practitioners, 2014, 09/15, Dress code
  • Advance for OT Practitioners, 2014, 09/22, OT training?
  • Advance for OT Practitioners, 2014, 09/29, Travelling OT
  • Advance for OT Practitioners, 2014, 10/06, ADHD & OT
  • Advance for OT Practitioners, 2014, 10/13, Stigma of Little School Bus
  • Advance for OT Practitioners, 2014, 10/20, Malpractice
  • Advance for OT Practitioners, 2014, 10/27, Disability Resource Expo
  • Advance for OT Practitioners, 2014, 11/03, Voting & disability
  • Advance for OT Practitioners, 2014, 11/10, PRN work & holidays
  • Advance for OT Practitioners, 2014, 11/17, Staying well at work
  • Advance for OT Practitioners, 2014, 11/24, Service Dogs
  • Advance for OT Practitioners, 2015, 03/18, Confidentiality
  • Advance for OT Practitioners, 2015, 04/09, Disability & Mr Magoo
  • Advance for OT Practitioners, 2015, 05/19, OT and Wii
  • Advance for OT Practitioners, 2015, 05/26, COPD & OT
  • Advance for OT Practitioners, 2015, 06/16, Singing & OT
  • Advance for OT Practitioners, 2015, 06/23, Father's Day reminder
  • Advance for OT Practitioners, 2015, 06/30, Online OT?
  • Advance for OT Practitioners, 2015, 07/07, Choose health career & debt
  • Advance for OT Practitioners, 2015, 07/13, Lou Gehrig's Disease
  • Advance for OT Practitioners, 2015, 07/20, Backpacks
  • Advance for OT Practitioners, 2015, 07/28, Fishing & ADA
  • Advance for OT Practitioners, 2015, 08/04, Give credit
  • Advance for OT Practitioners, 2015, 08/10, Getting along
  • Advance for OT Practitioners, 2015, 08/17, Mindfulness
  • Advance for OT Practitioners, 2015, 08/26, Aquatics
  • Advance for OT Practitioners, 2015, 08/31, Fall prevention
  • Advance for OT Practitioners, 2015, 09/09, Mom's advice
  • Advance for OT Practitioners, 2015, 09/16, Respecting disabled
  • Advance for OT Practitioners, 2015, 09/22, Laughter Yoga
  • Advance for OT Practitioners, 2015, 09/30, Bike helmets
  • Advance for OT Practitioners, 2015, 10/16, Joint pain & baby boomers
  • Advance for OT Practitioners, 2015, 10/27, Helmets for falls
  • Advance for OT Practitioners, 2015, 10/30, ALS eliminated
  • Advance for OT Practitioners, 2015, 11/10, Wheelchair sports
  • Advance for OT Practitioners, 2016, 01/12, English Learners
  • Advance for OT Practitioners, 2016, 01/18, Therapy on wheels
  • Advance for OT Practitioners, 2016, 01/26, Body mechanics
  • Advance for OT Practitioners, 2016, 02/01, Chair yoga
  • Advance for OT Practitioners, 2016, 02/08, Stroke & memory
  • Advance for OT Practitioners, 2016, 02/17, Spinal stenosis
  • Advance for OT Practitioners, 2016, 02/22, Explaining disability
  • Advance for OT Practitioners, 2016, 03/03, Health fairs
  • Advance for OT Practitioners, 2017, 01/05, OT for daily tasks
  • Advance for OT Practitioners, 2017, 01/09, Aging in place
  • Advance for OT Practitioners, 2017, 01/20, Reflections one-handed
  • Advance for OT Practitioners, 2017, 01/26, Dog OT
  • American Journal of Occupational Therapy, February 1994, Older Adults with Developmental Disabilities
  • American Journal of Occupational Therapy, June, 1989, Activites Handbook and Instructor's Guide
  • American Journal of Occupational Therapy, November 1994, ADL Evaluations in Long Term Care Facilities
  • Grand Magazine, June 12, 2012, Your Grandchild with ADHD
  • Grand Magazine, June 12, 2012, Your Grandchild with Asperger Syndrome
  • Grand Magazine, May 11, 2012, Your Grandchild with a Physical Disability
  • Grand Magazine, November 12, 2012, Grandchild with Developmental Disability
  • Grand Magazine, October 8, 2012, Your Grandchild & Special Education
  • Item writing for a therapy testing organization
  • Journal of Rehabilitation, July 1994, Invaluable Guide to Life after Stroke
  • Occupational Therapy Forum, April 3,1989, Wheelchair Accessibility
  • Occupational Therapy Forum, July 22,1994, Psychosocial Impact of Stroke on the Family
  • Occupational Therapy Forum, May 29,1989, The Self-Employed Occupational Therapist
  • Prime Life Times, 2014, 03, Working with an OT
  • Prime Life Times, 2016, 03, Bathroom Safety at Home
  • Prime Life Times, 2017, 02, Tasks One-handed
  • Prime Life Times, 2017, 05, Aging in Place
  • Prime Life Times, 2017, 06, Preparing for Hip Surgery
  • The Therapist in Business: an Introduction to Private Practice, a book published by Cross Country, 2005
  • writer for National Board Certifying Occupational Therapists (NBCOT)

Family, home and lifestyle articles by Debra Karplus or Lee Doppelt

  • Amazon.com, Finding Free Firewood
  • Back Home Magazine, November 2008, Scavenge for Firewood
  • Dollar Stretcher Magazine, 2009, 09, Your Kitchen: a Food Factory
  • Dollar Stretcher Magazine, 2010, 02, Food plus Family plus Friends
  • Dollar Stretcher Magazine, 2010, 03, Avoiding Layoffs
  • Dollar Stretcher Magazine, 2010, 04, Benefits of Volunteering
  • Dollar Stretcher Magazine, 2010, 09, Free Firewood
  • Dollar Stretcher Magazine, 2010, 10, Dumpster Diving with Panache
  • Dollar Stretcher Magazine, 2010, 11, Home Safe Home
  • Dollar Stretcher Magazine, 2010, 12, Bartering
  • Dollar Stretcher Magazine, 2011, 01,Those Who Can,Teach
  • Dollar Stretcher Magazine, 2011, 02, Tots & Tools
  • Dollar Stretcher Magazine, 2011, 03, IRA or Roth
  • Dollar Stretcher Magazine, 2011, 04, Resale Shops
  • Dollar Stretcher Magazine, 2011, 05, Get Paid for Research
  • Dollar Stretcher Magazine, 2011, 06, Roadside Assistance Plans
  • Dollar Stretcher Magazine, 2011, 08, Managing your Banking
  • Dollar Stretcher Magazine, 2011, 09, Cutting Back on Tree Trimming
  • Dollar Stretcher Magazine, 2011, 10, Should You Be Alarmed?
  • Dollar Stretcher Magazine, 2011, 11, Non-Traditional Housing
  • Dollar Stretcher Magazine, 2011, 11, Opting for Co-ops
  • Dollar Stretcher Magazine, 2012, 01, Be a Smarter Patient
  • Dollar Stretcher Magazine, 2012, 03, Save Money with a Motorcycle
  • Dollar Stretcher Magazine, 2012, 04, Farmers Market Selling
  • Dollar Stretcher Magazine, 2012, 05, Habitat Store
  • Dollar Stretcher Magazine, 2012, 05, Mulching
  • Dollar Stretcher Magazine, 2012, 06, Seven Habits of Frugal People
  • Dollar Stretcher Magazine, 2012, 07, Magic with Molasses
  • Dollar Stretcher Magazine, 2012, 07, Rain Gardens
  • Dollar Stretcher Magazine, 2012, 08, Senior Discounts
  • Dollar Stretcher Magazine, 2012, 08, Work at Home
  • Dollar Stretcher Magazine, 2012, 09, Composting
  • Dollar Stretcher Magazine, 2012, 10, Finding Cheap Airfares
  • Dollar Stretcher Magazine, 2012, 10, Soybeans
  • Dollar Stretcher Magazine, 2012, 12, Income from Direct Sales
  • Dollar Stretcher Magazine, 2013, 02, Mattresses
  • Dollar Stretcher Magazine, 2013, 03, Discount Airlines
  • Dollar Stretcher Magazine, 2013, 09, Baby Toys to Make
  • Dollar Stretcher Magazine, 2013, 10, Affordable Fences
  • Dollar Stretcher Magazine, 2013, 10, Buying a Chainsaw
  • Dollar Stretcher Magazine, 2013, 11, Cast Iron Cookware
  • Dollar Stretcher Magazine, 2014, 01, Carpeting purchase
  • Dollar Stretcher Magazine, 2014, 02, Community College
  • Dollar Stretcher Magazine, 2014, 02, Home Safety Improvements
  • Dollar Stretcher Magazine, 2014, 03, Income Tax Preparation
  • Dollar Stretcher Magazine, 2014, 03, Kale
  • Dollar Stretcher Magazine, 2014, 04, Lawn mower purchase
  • Dollar Stretcher Magazine, 2014, 05, Pet Sitters
  • Dollar Stretcher Magazine, 2014, 06, Car Rental Free
  • Dollar Stretcher Magazine, 2014, 06, Care Management for Elderly Parents
  • Dollar Stretcher Magazine, 2014, 07, Selling Stuff Online
  • Dollar Stretcher Magazine, 2014, 08, Services at Reduced Cost
  • Dollar Stretcher Magazine, 2014, 08, Zoo & Garden Membership
  • Dollar Stretcher Magazine, 2014, 09, Washing Machines
  • Dollar Stretcher Magazine, 2014, 10, Catering Cheap
  • Dollar Stretcher Magazine, 2014, 12, Flowers sent
  • Dollar Stretcher Magazine, 2015, 01, Auto loans
  • Dollar Stretcher Magazine, 2015, 03, Buying smart
  • Dollar Stretcher Magazine, 2015, 03, String trimmers
  • Dollar Stretcher Magazine, 2015, 06, Wedding out of town
  • Dollar Stretcher Magazine, 2015, 06, Who pays?
  • Dollar Stretcher Magazine, 2015, 07, Driveways
  • Dollar Stretcher Magazine, 2015, 08, Lottery playing
  • Dollar Stretcher Magazine, 2015, 09, Rent-free living
  • Dollar Stretcher Magazine, 2015, 10, Frugal or cheap?
  • Dollar Stretcher Magazine, 2015, 10, Winter clothes
  • Dollar Stretcher Magazine, 2015, 12, Dental scams
  • Dollar Stretcher Magazine, 2015, 12, Housing for adult kids
  • Dollar Stretcher Magazine, 2016, 01, Frugal not Poor
  • Dollar Stretcher Magazine, 2016, 02, Free college
  • Dollar Stretcher Magazine, 2016, 02, Retirement employment
  • Dollar Stretcher Magazine, 2016, 04, Self employment
  • Dollar Stretcher Magazine, 2016, 09, Lottery
  • Dollar Stretcher Magazine, 2016, 09, Moving experience
  • Dollar Stretcher Magazine, 2016, 11, Drapes & Curtains
  • Dollar Stretcher Magazine, 2017, 02, House for sale
  • Dollar Stretcher Magazine, 2017, 03, Garden labor-free
  • Dollar Stretcher Magazine, 2017, 03, House purchase
  • Dollar Stretcher Magazine, 2017, 04, Bicycle Maintenance
  • Dollar Stretcher Magazine, 2017, 04, Refrigerators
  • Dollar Stretcher Magazine, 2017, 05, Homeowner's associations
  • Dollar Stretcher Magazine, 2017, 06, House Won't Sell
  • Dollar Stretcher Magazine, 2017, 06, Rain Barrels
  • Dollar Stretcher Magazine, 2017, 07, Dehumidifiers
  • Dollar Stretcher Magazine, 2017, 08, Blenders/food processors
  • Dollar Stretcher, 2009, 12, Simplify Your Financial Life
  • Dollar Stretcher, 2010, 06, Special Breaks for Aspiring Teachers
  • Dollar Stretcher, 2011, 05/11, Essential Appliances
  • Dollar Stretcher, 2011, 07/04, Water Problems
  • Dollar Stretcher, 2011, 08/22, Vegetarian Diet
  • Dollar Stretcher, 2011, 11,11, Gutter Cleaning
  • Dollar Stretcher, 2012, 01/10, Buying Tires
  • Dollar Stretcher, 2012, 01/10, Wood Heat
  • Dollar Stretcher, 2012, 02/06, Nursing Home Insurance
  • Dollar Stretcher, 2012, 05/07, Uses for Palletts
  • Dollar Stretcher, 2012, 09/03, Wedding Planners
  • Dollar Stretcher, 2012, 10/22, Reading Cheap
  • Dollar Stretcher, 2012, 11/18, Mystery Shopping
  • Dollar Stretcher, 2012, 11/23, Make Money by Blogging
  • Dollar Stretcher, 2013, 01/24, Meals while Travelling
  • Dollar Stretcher, 2013, 02/13, Auto advertising
  • Dollar Stretcher, 2013, 02/25, Vacuum Cleaners
  • Dollar Stretcher, 2013, 05/06, Breastfeeding
  • Dollar Stretcher, 2013, 05/31, Travel Insurance
  • Dollar Stretcher, 2013, 07/05, Spices & Health
  • Dollar Stretcher, 2013, 07/20, Emergency room visits
  • Dollar Stretcher, 2013, 07/23, Bicycle Shopping
  • Dollar Stretcher, 2013, 07/23, Home Project Management
  • Dollar Stretcher, 2013, 07/23, Kitchen Stoves
  • Dollar Stretcher, 2013, 07/23, Lawn Alternatives
  • Dollar Stretcher, 2013, 08/16, Sorghum sweetener
  • Dollar Stretcher, 2013, 08/19, Generosity & Frugality
  • Dollar Stretcher, 2013, 10/08, Lighthouse Lodging
  • Dollar Stretcher, 2013, 10/10, Raising Backyard Hens
  • Dollar Stretcher, 2013, 12/06, Bed & Breakfast at your Home
  • Dollar Stretcher, 2013, 12/16, Gym Membership
  • Dollar Stretcher, 2014, 01/15, Bed & Breakfast, your home
  • Dollar Stretcher, 2014, 01/29, Grow Sprouts
  • Dollar Stretcher, 2014, 02/20, Garden plot rented
  • Dollar Stretcher, 2014, 03/28, Baby Food Homemade
  • Dollar Stretcher, 2014, 04/04, A New Roof
  • Dollar Stretcher, 2014, 04/11, TV Studio Audience Participant
  • Dollar Stretcher, 2014, 05/19, Flying with Babies
  • Dollar Stretcher, 2014, 06/09, Home Inspections
  • Dollar Stretcher, 2014, 06/16, Baby Boomer Financial Timeline
  • Dollar Stretcher, 2014, 08/04, Childcare
  • Dollar Stretcher, 2014, 09/12, Chimney Care
  • Dollar Stretcher, 2014, 09/29, Service Auctions
  • Dollar Stretcher, 2014, 10/02, Luggage
  • Dollar Stretcher, 2014, 10/14, Grocery savings
  • Dollar Stretcher, 2014, 10/17, Sell your home
  • Dollar Stretcher, 2014, 12/08, Back to the Land
  • Dollar Stretcher, 2014, 12/16, Baby strollers
  • Dollar Stretcher, 2015, 01/15, Mobile Homes
  • Dollar Stretcher, 2015, 03/01, Basements kept Dry
  • Dollar Stretcher, 2015, 03/23, Group Travel
  • Dollar Stretcher, 2015, 03/30, Shoes purchased
  • Dollar Stretcher, 2015, 04/13, Millionaires
  • Dollar Stretcher, 2015, 04/20, National Parks
  • Dollar Stretcher, 2015, 05/04, Foraging
  • Dollar Stretcher, 2015, 06/01, Home mobility equipment
  • Dollar Stretcher, 2015, 06/22. Funerals
  • Dollar Stretcher, 2015, 07/06, Car sharing
  • Dollar Stretcher, 2015, 10/19, SAD Light Boxes
  • Dollar Stretcher, 2015, 10/19, Snow removal
  • Dollar Stretcher, 2015, 11/09, Rewiring an Old House
  • Dollar Stretcher, 2015, 12/28, Gym equip at home
  • Dollar Stretcher, 2016, 01/18, Quit stressful job
  • Dollar Stretcher, 2016, 03/07, Estate sale income
  • Dollar Stretcher, 2016, 03/21, Disability-friendly home
  • Dollar Stretcher, 2016, 04/06, Class action suits
  • Dollar Stretcher, 2016, 05/16, Pet transport
  • Dollar Stretcher, 2016, 05/23, Backpacks
  • Dollar Stretcher, 2016, 08/01, Silver Sneakers
  • Dollar Stretcher, 2016, 10/03, Arthritis Devices
  • Dollar Stretcher, 2016, 11/07, Crawl space
  • Dollar Stretcher, 2016, 11/28, Malt
  • Dollar Stretcher, 2016, 12/11, Television purchase
  • Dollar Stretcher, 2017, 01/09, Cruises cut rate
  • Dollar Stretcher, 2017, 01/30, Beekeeping
  • Dollar Stretcher, 2017, 02/20, Piano tuned
  • Dollar Stretcher, 2017, 03/06, Transport Motor Homes
  • Dollar Stretcher, 2017, 03/20, Garage door
  • Dollar Stretcher, 2017, 04/17, Train travel
  • Dollar Stretcher, 2017, 04/24, Asbestos removal
  • Dollar Stretcher, 2017, 05/29, Sofa purchase
  • Dollar Stretcher, 2017, 06/05, Friends & financial advice
  • Dollar Stretcher, 2017, 06/05, Heating ducts cleaned
  • Dollar Stretcher, 2017, 06/12, Power washing
  • Dollar Stretcher, 2017, 06/26, House won't sell
  • Dollar Stretcher, 2017, 07/03, Age in Place
  • Dollar Stretcher, 2017, 07/10, Dehumidifiers
  • Dollar Stretcher, 2017, 07/24, Rent out rooms
  • Dollar Stretcher, 2017, 08/01, Injury prep
  • Dollar Stretcher, 2017, 08/21, Dog walker
  • Dollar Stretcher, 2017, 09/18, Car seats
  • Inside Glenview Magazine, 2014, 01, Going Vegetarian
  • Inside Glenview Magazine, 2014, 03, Finding the Right Firewood
  • Inside Glenview Magazine, 2014, 04, Growing Sprouts
  • Inside Glenview Magazine, 2014, 05, Bake your own Bread
  • News-Gazette, 2012, 11/04, Places to visit, Lake Superior
  • News-Gazette, 2012, 11/25, Places to visit, Salt Lake City
  • News-Gazette, 2013, 06/23, Hamilton County Indiana
  • News-Gazette, 2013, 08/25, Traverse City Michigan
  • News-Gazette, 2014, 05/25, Boulder Colorado
  • News-Gazette, 2015, 06/19, Minneapolis-St.Paul
  • News-Gazette, 2015, 09/20, Galesburg Illinois
  • News-Gazette, 2015, 10/18, Omaha
  • News-Gazette, 2015, 11/15, Iowa's Lincoln Highway
  • News-Gazette, 2015, 12/20, Illinois Great River Road
  • Prime Life Times, 2013, 12, Museums in Champaign County
  • Prime Life Times, 2014, 01, Mahomet, Illinois
  • Prime Life Times, 2014, 02, Great Second Chances
  • Prime Life Times, 2015, 08, Choral Union

FICTION by Lee Doppelt

  • Mr. America Mirage, novella by Lee Doppelt, available on amazon.com

Entrepreneur Interviews

  • Young Money, 2010, 03/30, Amos Winbush of CyberSynchs
  • Young Money, 2010, 03/23, Rob Carpenter of Friendgiftr

Business Editorials

  • Business Week Magazine, 2006, 10/09, Launching a Career
  • Fortune Magazine, 2008, 07/21, Hoist by our own Petard

Money, Business & Careers

  • Entrepreneur Briefing, available on amazon.com
  • Forbes: 2012, April, Sell at the Farmer's Market
  • Young Money Magazine, 2009, Spring,Getting the Government to Pay for College
  • Young Money Magazine, 2009, Summer, Business of Loan Forgiveness
  • Young Money, 2008, 11/19, Is Being an Entrepreneur Right for you?
  • Young Money, 2008, 12/10, The ABCs of Substitute Teaching
  • Young Money, 2008, 12/11, The Election, Change and You
  • Young Money, 2008, 12/24, Six Ways to Avoid those Extra Baggage Charges
  • Young Money, 2008, 12/29, Who will Prepare your Taxes this Year?
  • Young Money, 2009, 01/05, The Basics of Stock Market Investing
  • Young Money, 2009, 01/14, Find a Stock Broker
  • Young Money, 2009, 01/21, What's the Best Credit Card for You
  • Young Money, 2009, 01/28, Community College or University?
  • Young Money, 2009, 02/03, Study Abroad
  • Young Money, 2009, 02/18, Fix, replace or repair
  • Young Money, 2009, 03/18, Six Ways to Raise Money Savvy Kids
  • Young Money, 2009, 03/25, Job Benefits
  • Young Money, 2009, 04/08, Worried About the Future? Get Covered
  • Young Money, 2009, 04/16, Beginners Guide to Dividends
  • Young Money, 2009, 04/23, Find a Government Internship
  • Young Money, 2009, 04/29, FDIC
  • Young Money, 2009, 06/03, Investing in Gold
  • Young Money, 2009, 06/11, Beyond Student Loans
  • Young Money, 2009, 07/01, Filling out a W4 Form
  • Young Money, 2009, 07/02, Being an Occupational Therapist
  • Young Money, 2009, 09/09, Background Checks
  • Young Money, 2009, 09/16, Obama health reform
  • Young Money, 2009, 11/16, Funds for Online College
  • Young Money, 2010, 01/06, Guide to Getting into Politics
  • Young Money, 2010, 02/24, Live & Work in your College Town
  • Young Money, 2010, 03/24, Career & Personality Tests
  • Young Money, 2010, 05/28, Travel Destinations
  • Young Money, 2010, 06/08, Work & Travel
  • Young Money, 2010, 06/23, Become a Certified Coach
  • Young MOney, 2010, 07/01, Become a Better Public Speaker
  • Young Money, 2010, 07/06, Career in Law
  • Young Money, 2010, 07/08, Your Credit Score
  • Young Money, 2010, 07/10, Choosing the Right Checking Account

National Gallery of Writing Publications

  • #1501828 A Career in Law
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  • #1501931 Write an Excellent College Application Essay
  • #1408918 Superior Camp Experience for Children
  • #1501325 How to Keep Substitute Teachers Happy

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